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Credit Offer Opt Out

I hate junk mail! I hate the space it occupies on my desk. 
I hate the time it takes to look at it and shred it. But, most of all, I hate the risk it poses in the form of unsolicited credit offers. 

But, there is good news! You can opt out of these offers with a little work on your part. The Federal Trade Commission provides all the information you need to make an informed decision on what this means to you and what is required. If you decide to opt out you will need to provide the following information: name, social security number, date of birth and home telephone number. This information will remain confidential and is only used to process your request. 

You will have to choose whether you want to opt out for five years or permanently. 

 To opt out for five years: 
Call 1-888-5-Opt-Out (1-888-567-8688) or go to https://www.optoutprescreen.com


 To opt out permanently either: 
Begin the process at https://www.optoutprescreen.com/?rf=t and then complete the process by returning the signed Permanent Opt-Out Election Form which is provided after you begin the online request. Please pay attention here, this is two specific steps.

 Or

 You can also opt out permanently by sending a written request to each of the major consumer reporting companies. Include the following information: name, social security number, date of birth and home telephone number in your written request.

 Here are the addresses for the major consumer reporting companies:

 Experian
Opt Out
P.O. Box 919
Allen, TX 75013

 TransUnion
Name Removal Option
P.O. Box 505
Woodlyn, PA 19094

 Equifax, Inc.
Options
P.O. Box 740123
Atlanta, GA 30374

 Innovis Consumer Assistance
P.O. Box 495
Pittsburgh, PA 15230

For more information on stopping unsolicited mail, phone calls and email please visit the FTC's website here:

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